High Risk Merchant Account

If you are turned down as a possible "high risk" merchant, you might want to try our High Risk Merchant Account Provider.

Possible Acceptable High Risk Accounts

The list below contains businesses that might be considered high risk by some merchant account providers.  If you have been denied a merchant account due to your business model, you might be approved by our High Risk Merchant Account Provider.

Unfortunately, the costs of the merchant account for these services is on a case by case basis, varying by the merchant's credit history, chargeback history, and the type of sales. We work with over 25 banks worldwide to get you the best deal possible. Once you submit your application, an account representative will contact you regarding rates, pay-outs, and if applicable - a deposit or some type of withholding.

Some business models might be approved by CDGCommerce - we recommend you consider signing up with them first and then if you are denied, complete the pre-application for a high risk merchant account.

Unacceptable Business Models

The list below is not inclusive, and other business models might be declined:

• Child Pornography
• "Replica" Products
• Age Verification
• Any Product / Service considered Illegal
• Charities through Outbound Telemarketing
• Drug Paraphernalia
• Pyramid Marketing / Ponzi Schemes

Countries that we might not be able to approve (not inclusive):

Sign Up for a High Risk Merchant Account